Option 2:
Income and Growth Model

For participants 1 to 5 years from retirement or those desiring a strong degree of safety of principal. Allocation: Short Term Bonds 40% Medium Term Bonds 35% Growth & Income Stock 15% Growth Stock 7% Small Company Stock 3% International Stock 0% This model produces safety and consistent yield with some regard for future growth of principal. It offers returns somewhat greater than inflation with some fluctuation of principal with a limited exposure to the growth potential of stock.